Updated 12/18/2020

MSRS officers are closed to visitors until further notice; however, we are here to serve you. We have implemented a number of changes to focus on the health and well-being of our employees, while at the same time, providing essential services to our members.

MSRS' COVID-19 Response Plan

For the safety of our members and employees, and in adherence with the Stay Safe Minnesota guidelines, MSRS offices are closed to the public and until further notice. Although we can't meet with you in-person at this time, there are several ways we can assist you with your retirement plan.

Although MSRS can't conduct seminars in person, we are offering monthly pre-retirement remote seminars. Dates are posted on our pre-retirement seminars page.

Although our offices are closed to the public at this time, we can assist you by phone, Zoom video appointment, or email. An in-person appointment is not a requirement to apply for your MSRS pension benefit or to request a withdrawal from your MNDCP or HCSP account.

How we can help

Submitting your paperwork
Please mail completed paperwork and required documents to MSRS (the address is located on the form). Or if you prefer, you can drop off your paperwork in the secure lockbox located in the main floor lobby of the St. Paul Retirement Systems building. The building is open Mon-Fri, from 8 a.m. to 4 p.m. We recommend you call our office in advance for an update on the status of this service and building hours.

Processing your request
Pension applications are processed in chronological order, based on retirement date.Please do not submit your application more than 60 days prior to your retirement date.

MNDCP withdrawals and HCSP reimbursement requests are being processed daily in the order received.

Your monthly ongoing pension benefit payments will continue as scheduled.

Do you receive payment by check? If so, now may be a good time to switch to direct deposit. It's fast, easy, & secure. Payments are automatically deposited into your bank account the first business day of the month.

There has been no change to the HCSP reimbursement process. We continue to process HCSP reimbursement requests as usual.

Update-Dec 2020: Due to the recent increase in the number of requests received by MSRS, processing time is taking longer than normal.

There has been no change to MNDCP distributions

In-service withdrawals

If you are currently employed by a Minnesota public employer, you may be eligible to access your MNDCP assets. You have two options:

  • Emergency withdrawal - If you are affected by COVID-19, you can request an emergency withdrawal for loss of income.

  • Regular in-service withdrawal - If you are age 59½ or older, you may request a withdrawal for any reason.

Contact Us for more details about in-service withdrawals or to obtain a distribution form.

Important! Coronavirus-related MNDCP in-service withdrawals are not available. Employees who still work for a Minnesota public employer may be eligible to request an emergency withdrawal due to lost wages related to COVID-19 or may request an in-service withdrawal on or after age 59½.


On March 27, President Trump signed into law the Coronavirus Aid, Relief and Economic Security Act (CARES Act). The bill includes direct appropriations and temporary rule changes to stimulate the US economy and provide relief for people affected by COVID-19.

Several provisions of the CARES Act directly affect MNDCP & HCSP participants.

  1. Required minimum distributions (RMDs) from your MNDCP account will be waived for calendar year 2020. To learn more, see CARES Act: How it Affects 2020 RMDs.
  2. Effective Jan 1, 2020, over-the-counter-drugs (OTC) may be reimbursed by the HCSP with proof of purchase. A physician's prescription is no longer required for eligible OTC drugs.
  3. Coronavirus-related MNDCP in-service withdrawals. Important! This provision is not currently available under the MNDCP. Employees who still work for a Minnesota public employer may be eligible to request an emergency withdrawal from the MNDCP due to lost wages related to COVID-19 or may request an in-service withdrawal on or after age 59½. Contact Us for more details.

Further Consolidated Appropriations Act

On December 20, 2019, President Trump signed into law the Further Consolidated Appropriations Act. The following provision of the Act was adopted by the MNDCP:

  • Age 59½ in-service withdrawals - MNDCP participants currently employed by a Minnesota public employer may request a withdrawal for any reason after obtaining age 59½. Age 59½ in-service withdrawals are subject to federal and state (if applicable) income tax withholding requirements.