The HCSP offers a variety of investment options to help you build a diversified portfolio. You can invest contributions in any combination of the investment options offered by the plan. This allows you the opportunity to choose an investment mix that's right for you - one that balances your risk tolerance with the opportunity for investment returns.

Click the links below to learn about the asset class and funds. Funds appear in order of higher risk / potential reward to lower risk/potential reward.

For more information see How to Choose Your Investment Options.

HCSP Detailed Fund Information

Fund Information:  T. Rowe Price Small Cap Stock Fund

Ticker Symbol:  TRSSX

Asset Class: Small-Cap Domestic Stock
Typically invest in the stock of small U.S. companies whose market capitalization is less than $2 billion. Small company funds involve increased risk and volatility.

Fund Information:  Vanguard Total International Stock Index Fund (Institutional Plus Shares)

Ticker Symbol:  VTPSX

Asset Class: International Stock
Typically invest in the stock of non U.S. companies. International investing involves additional risks including: currency fluctuations, political instability, differenced in accounting standards and foreign regulations.

Fund Information:  Vanguard Mid Cap Index Fund (Institutional Plus Shares)

Ticker Symbol:  VMCPX

Asset Class: Mid-Cap Domestic Stock
Typically invest in the stock of mid-sized U.S. companies whose market capitalization is valued at $2 - $10 billion. Mid-cap stock funds are subject to market risk. They are generally perceived to be riskier than large-cap stock funds, but less risky than small-cap stock funds.

Fund Information:  Vanguard Total Stock Market Index Fund (Institutional Plus Shares)

Ticker Symbol:  VSMPX

Asset Class: All-Cap Domestic Stock
Typically invest in the U.S. stock market and includes large-, mid-, small-, and micro-cap stocks regularly traded on the New York Stock Exchange and Nasdaq.

Fund Information:  Vanguard Dividend Growth Fund  

Ticker Symbol:  VDIGX

Asset Class: Large-Cap Domestic Stock
Typically invest in the stock of large U.S. companies whose market capitalization is valued over $10 billion. Large-cap stock funds are subject to market risk.

Fund Information:  Vanguard Balanced Index Fund (Institutional Shares)

Ticker Symbol:  VBAIX

Asset Class: Balanced
Typically invest in a mix of stock and bond funds and are subject to the risk of these investments.

Fund Information:  Dodge & Cox Income Fund

Ticker Symbol:  DODIX

Asset Class: Bond
Typically invest in bonds issued by corporations and/or government entities. Bond funds have the same interest rate, inflation and credit risks associated with the underlying bonds owned by the fund.

A bond fund's yield, share price and total return change daily and are based on changes in interest rates, market conditions, economic and political news and the quality of its investments. In general, bond prices fall when interest rates rise and vice versa.

Fund Information:  Vanguard Total Bond Market Index Fund (Institutional Plus Shares)

Ticker Symbol:  VBMPX

Asset Class: Bond

Typically invest in bonds issued by corporations and/or government entities. Bond funds have the same interest rate, inflation and credit risks associated with the underlying bonds owned by the fund.

A bond fund's yield, share price and total return change daily and are based on changes in interest rates, market conditions, economic and political news and the quality of its investments. In general, bond prices fall when interest rates rise and vice versa.

Fund Information:  Stable Value Fund

Ticker Symbol:  N/A

Asset Class: Stable Value
Intended to deliver safety and stability by preserving an investors principal investment while accumulating interest earnings. They are similar to money market funds but tend to offer higher returns. While they are the largest conservative investment in defined contribution retirement plans, it is possible to lose money by investing in the Fund.  Stable Value Funds explained.

Fund Information:  Money Market Fund

Ticker Symbol:  N/A

Asset Class: Money Market
Typically subject to less volatility than any other investment. Depending on short-term interest rates, may not keep pace with inflation.

These funds are not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.

While a money market fund's objective generally includes the preservation of capital, it is possible to lose money by investing in the fund. There is no assurance that the fund will maintain a stable net asset value of $1 per share.

Important Note:
All Minnesota Supplemental Investment Fund investments are not guaranteed and are subject to investment risk including the possible loss of principal. The investment return and principal value of the security will fluctuate so that when redeemed, may be worth more or less than the original investment.

Equity securities of small and mid-sized companies may be more volatile than securities of larger, more established companies. Asset allocation and balanced investment options and models are subject to the risks of the underlying funds, which can be a mix of stock/stock funds and bond/bond funds. A bond fund's yield, share price and total return change daily and are based on changes in interest rates, market conditions, economic and political news, and the quality and maturity of its investments. In general, bond prices fall when interest rates rise and vice versa.

Although data is gathered from reliable sources, the completeness of accuracy of the data shown cannot be guaranteed. All information is most current as it is provided by the data shown.